Fix & flip, bridge, and ground-up construction financing for real estate investors. We find the right product, structure the terms, and get you to closing.
Loan products
Three programs for investors in 1–4 unit residential property.
Fix & Flip / Renovation
Short-term financing to acquire, renovate, and sell or hold 1–4 unit residential investment properties. Purchase and renovation covered under a single loan.
Up to 90% of purchase price and up to 100% of standard rehab costs (85% on extensive rehabs), capped at 75% of after-repair value. First-time investors welcome.
Available for purchase, refinance, and cash-out refinance. Fixed-rate, interest-only, with interest calculated on the outstanding balance.
Up to 90% of purchase.
Up to 100% of rehab.
Loan parameters
Purchase, refinance, or cash-out. Fixed rate, interest-only, no prepayment penalty. Entity borrower (LLC, LP, trust, or corp) required. Not available in SD or VT.
Bridge
Short-term financing for investors who need to move fast — acquiring, recapitalizing, or stabilizing a 1–4 unit residential property or land, without a renovation budget attached.
Up to 80% LTV on purchases and rate & term refinances, 75% on cash-out. Use it for acquisition and entitlement, pulling equity out of a finished project, or carrying a property through lease-up.
Fixed-rate, interest-only, with interest calculated on the outstanding balance.
Acquire, recapitalize, or stabilize.
Up to 80% LTV.
Loan parameters
For acquisition, entitlement, refinance, cash-out, or stabilization. Fixed rate, interest-only, no prepayment penalty. Refinances require a final certificate of occupancy and the property listed for sale. Entity borrower required. Not available in SD or VT.
New Construction
New construction financing for builders putting up single-family homes, condos, townhomes, and 2–4 unit residential properties. Available for purchase or refinance.
Up to 85% loan-to-cost and 75% of after-repair value. Construction funds are released in draws based on inspection, and interest accrues only on the drawn balance.
Two completed ground-up projects required.
Up to 85% of cost.
Pay interest only on what's drawn.
Loan parameters
Purchase or refinance. Fixed rate, interest-only on the drawn balance, no prepayment penalty. Draws released after inspection. Plans, plat map, and line-item budget required. Entity borrower required. Not available in SD or VT.
Instant estimate
Enter your deal and get an estimated loan amount, rate range, fees, and cash to close. No credit pull.
Fix & flip profit calculator
Compare paying all cash with financing through Nest Point. See your total investment, net profit, and return.
Project
Financing
Your cash in
At sale
For illustration only. Rehab interest assumes draws spread evenly across the project. Excludes title, escrow, and other third-party closing costs in both scenarios. Actual rate, leverage, and fees depend on credit, experience, valuation, and underwriting approval. Business-purpose loans only.
How it works
Four steps. No unnecessary back-and-forth.
Enter your deal and see your estimated loan, rate, and cash to close in about three minutes.
We match your deal to the best-fit loan and structure terms around your goals.
You get a clear cost breakdown — rates, fees, structure — before committing to anything.
Your loan funds at closing, and our fee comes out of closing proceeds. Construction funds release in draws after inspection.
Contact
Ask about eligibility, terms, or a deal the instant estimate doesn’t cover. We respond within one business day.